AA Gifts & Baskets Idea & Advice Blog

Your doctor’s well-baby examination consists of many different parts, each designed to help her find certain information. You may have to watch closely to see her do each part of the exam because she probably has developed her own tricks and techniques. Some doctors like to have the baby on the examination table; others prefer that the parents hold the baby. Sometimes the doctor will be talking to you while examining your baby.

Here are some of the major areas your doctor will consider and what she looks for in each category:

• General Appearance: cleanliness, nutrition, alertness
• Skin: color, rashes. Bruises, swelling, condition of hair and nails
• Head: Shape, softness of the anterior fontanel [soft spot]
• Eyes: redness, good movement, light reflexes [checked with an instrument called an ophthalmoscope, looking for problems with the retina]
• Ears: irritation or infection of the ear canals or ear drums
• Nose: congestion, discharge
• Mouth: gums, tongue, throat, tonsils
• Neck: swelling of the thyroid or lymph nodes, mobility
• Heart: rate and rhythm, murmurs
• Lungs: breathing rate, abnormal noises, air exchange
• Abdomen: bowel sounds [normal stomach gurglings], enlarged organs or tenderness
• Genitals: In girls-normal appearance of external genitals, redness. In boys-penis [if circumcised, check that it has healed well; if not, check that foreskin is normal], both testicles are in scrotum
• Arms and Legs: normal movement and color, absence of swelling and discoloration
• Pulses: equal femoral pulse [same on both sides]
• Neurologic: tone, muscle movement and coordination, strength

Next, review your insurance policies.  For many people, life insurance is a kind of instant estate; its guaranteed financial protection for your family.

Term life insurance [temporary; bought for a specified period of time, or term] is often purchased by younger people who like the low initial premiums.  Remember that premiums for term insurance rise slowly through your thirties and more quickly thereafter.  For people in their sixties and beyond, term insurance rates may be out of reach.

Whole-life insurance [permanent; for your “whole life”] rates are about five times higher than for term insurance, but the premiums remain level from the date of issue.  Additionally, the whole-life policy acquires a cash value that increases over time.

You may want to look into newer types of life insurance that combine term and whole-life.  Such a policy typically will combine at least $10,000 of whole-life upon the head of the household with at least $50,000 of term insurance, all for a single premium.  Another innovative policy is adjustable life insurance, which allows the policy-holder to raise or lower the amount of insurance and vary the type of insurance between whole-life and term, as life’s circumstances change.

If you or your spouse is staying home or working part time, that person should also consider buying a term policy that would cover the daycare expenses that would result in case the stay-at-home parent dies.

What about your health insurance?  Many companies now offer membership in a health maintenance organization [HMO] as an option to the usual health insurance.  HMO s are corporations that contract with physicians and hospitals to deliver health care under a prepaid plan.  With these plans, employers can offer their workers enhanced benefits at prices comparable to traditional insurance.  Joining a HMO can make sense, particularly to a family whose members seem to be running to the doctor’s office every other week.  The costs of office visits, prescriptions, vaccinations, diagnostic tests, and hospitalization are often covered by an HMO plan.  Keep in mind that you have to use the HMO’s doctors and hospitals, so if you have a doctor that you particularly like, an HMO may not be for you.

A new wrinkle in employer-or insurance-plan-pondered health care is the Preferred Provider Organization [PPO].  As with an HMO, a PPO plan provides discount health care to members, offering co-payment arrangements and other incentives.  Typically, members contribute through payroll deductions.  As a PPO member, you can choose your physician and hospital from those included in the PPO group. Fees for services are covered one hundred percent.  If you wish, you can choose an outside [nonmember] physician or hospital, in which case you will be liable for a percentage of any fees.  Obviously, what makes PPOs appealing is that a member can select his or her caregivers. 

Check to see if you have adequate protection through work or Social Security in the event you become disabled.  If not, find out if you qualify for auto insurance that provides benefits for disability from traffic accidents, or for special private insurance programs that pay monthly loan or mortgage payments during a disability.  There are different definitions of what disabled means; an insurance agent should explain exactly what “disability” means in the policy.  The agent should also explain the policy’s “renewability,” or the conditions of extending the policy beyond its expiration date.

The whole point of insurance is to cover the “just in case” situations; you want to be sure your policies are appropriate for a family with young children. 

It is never to early to introduce books and reading to babies.

Reading aloud to your baby is a remarkable way of fostering brain development and important in the development of language skills.

Reading to your child is the most valuable thing you can do and babies benefit immensely. Not only does it help develop baby’s eye muscles through focusing on pictures but it helps to encourage language skills. Each and every baby learns by sight, sound and feeling. When a baby sees, hears or feels anything, brain connections form and eventually create a piece of knowledge.

Babies first learn words by association with objects and pictures, which help them to understand the world around them. Eventually these associations are developed into language skills, where they begin sounding out the word. Language skills then develop into a way of which a baby can communicate with their parents and others around them.

As your baby grows into a toddler there are many other benefits that reading provides, such as:

• Reading aloud helps your child to learn new words, associations and language skills.
• Reading aloud to children helps them to learn and understand about the world around them and events and situations that do occur in everyday life.
• Reading aloud to children helps them to develop their creativity and imagination.
• Reading aloud to children helps them to learn about values and moral concepts, such as honesty, sharing and teaches them right from wrong.
• Reading aloud to children is calming and soothing and is a fantastic way to bond with your child.

The benefits of reading to your baby and child are endless!

Establish a daily routine and read to your child. Life can never be too busy to set aside some reading time to your child and the rewards your child will reap are infinite!

Introduce the new baby in your life with a world of words and pictures with a wonderful baby book basket. The new baby will be delighted and the joy derived from books will provide countless hours of learning and pleasure.

Start reading to your baby today!

Sometimes choosing a gift for a new baby is one of the most difficult tasks that one can face. This is especially true with so many people buying gifts, and you want to choose something that is different. After all, everyone brings sheets, comforters, blankets, and the usual types of clothing for newborns, so what can you do that is different? There surely has to be something different that you can do. Even if it includes the same items, you can find a different way to package it.  

One gift giving idea that has become popular over the past few years is the diaper cake. For those who are familiar with this gift concept, you make a cake, often for a baby shower, using disposal diapers as the basis for the cake. Some people use the diapers with characters, but it works better if you use just plain, white Pampers or Huggies diapers. The diapers are to hold the cake together, but you can also roll and fold some little shirts, kimonos, sleepers, bibs, and other items to add to the variety of the cake. Small toys such as rattles and small stuff animals made specifically for newborns can be taped to the diapers as well.  Another gift idea that has also been used is using the bassinette as a carrier of gifts.

This can be a real bassinette that you buy for the mother-to-be or that you rent as part of your baby shower theme, but rather than having just the bassinette, you line the entire inside with various baby items such as clothing, bedding, toys, lotions, diapers, baby formula, baby food, bibs, and any other small items that you would like to include. If you choose, you can cover it with a nice colorful blanket or quilt, and add a toy to the top for decorating.   Personalized gifts are always nice to have as well, but these will have to wait until after the birth of the baby. Even if the parents have chosen names and been told they are having a girl or boy, it is always best to wait. In some cases, the position of the baby may cause the doctor to see a difference in the baby’s gender, so to avoid giving girl’s gifts to a boy, and vice versa, wait until after the baby is born to give personalized gifts.

There are several gifts from which you can choose, but one of the most popular is the personalized picture frame that the new parents can use for baby’s hospital photograph.  You may certainly come up with some ideas of your own; these are just some samples of things that you can do if you are fresh out of ideas. Gift giving for the new baby should come from your heart and your creative inner soul. If you have a great idea for a baby gift, share it with someone so that they, too, can give a gift that is different from the others the baby receives.

Planning a baby shower for the expectant mother is the best way to congratulate her blessed event.

Who plans the baby shower? Any relative, close friend or coworker can host the baby shower.

Most baby showers are held before the baby is born. Some are held after the conception but, more often than not, most baby showers are held toward the end of pregnancy. It is a welcome diversion for the expecting mom to have her baby shower in the last trimester. It also brings more enjoyment and fun as the new mom is sporting a big belly towards the end.

However, before setting a date for the party, ensure to consult with the parents-to-be first and foremost. It would be a shame if a party is planned and invitations are sent and then find out that the most important people cannot make it.

Send out invitations early enough to give the guests a few weeks’ notice. This allows the guests to free up their schedules as well as to shop for the perfect gift.

In the traditional way, baby showers were held for the mother-to-be. However, there is increasing popularity for co-ed baby showers. In my opinion, a co-ed baby shower is probably more enjoyable and it is wonderful if the father-to-be is included. A father often feels left out throughout the pregnancy and after the birth of the newborn baby. A co-ed baby shower is a wonderful way to congratulate the father as well!

Themed baby showers are also very popular and makes the party more festive. Plan your theme and purchase matching invitations, napkins, plates and decorations. Although it takes more work to plan, a themed baby shower can make the party seem more organized.

The most favorite and enjoyable tradition of a baby shower are the activities and games. Here are some popular and fun games:

• Baby Food Taste Test - Buy eight jars of baby food - cereal, fruit, veggies, and meat. Cover the jars with foil and write a number on the side of each jar. Pass out plastic spoons, paper plates, and paper and pencil for each player. Ask players to write the numbers 1 through 8 around the outside of the plate. Pass around each jar of baby food and have players drop a spoonful next to each number. They must taste the globs and try to identify each flavor. Remove the foil to reveal the answers. Whoever has the most correct answers wins a prize.
• How Big is Baby? - Bring a roll of toilet paper pass it around and have everyone tear off the exact amount that they think will go around the expectant mother. The person with the length of toilet paper that is the closest wins of course.
• Diaper Doo Doo - Take 6 disposable diapers and put a different kind of candybar (½ a bar will usually do) in each one and let them sit in the sun or a warm place to melt. Label them 1 through 6. Pass the “dirty diapers” around and the winner is the one who can identify the most correctly.
• Don’t say “Baby” - When the guests arrive, give each a clothespin to wear. Tell each guest that they can’t say the word “baby”. If a guest catches someone saying “baby”, they may take the clothespin away from them. If, for example, a guest has 3 pins from previously taking them away from others and someone catches her saying “baby” then that guest now gets to take all 3 of her pins. The person with the most clothes pins at the end of the shower wins the game.
• Baby Pictionary - This game is based upon the original Pictionary board game. Before the shower, place words relating to baby activities and items on small cards. (ex: Changing a diaper, giving birth, feeding time) At the shower, create teams and give each one a pad of paper and pencil. Let one member of the team see a card, then tell them to draw the word or phrase for their partners to guess. Use a timer or just play until someone guesses. When the time is up, the teams total up the number of words they have guessed correctly and the one who has the most wins a prize.

There are many, many other baby shower games and activities that you can choose to make your baby shower fun and exciting.

Lastly, what makes for a great baby shower gift? Chances are the new mother requires many baby necessities including clothing, bottles, a car seat, bibs, blankets, and more.

We have has charming baby gift baskets that are guaranteed to make the new baby squeal in delight, functional gift baskets filled with baby necessities that every new parent wants and needs and personalized baby gifts that make exceptional keepsakes of the blessed event. Be sure to browse our adorable musical crib mobiles and soft, cuddly baby blankets.

Make the new mom’s baby shower one to remember. This is a wonderful event in her life and what better way to congratulate her!

Now that you’re parents, another human being will be dependent on you for all of his or her needs for at least the next eighteen years.

Hugs and kisses are free, but other things such as food, clothing, housing, medical care, and education cost money-lots of it.  To raise one child from birth to age eighteen will cost an average of nearly $100,000.  That figure covers just the basic necessities through high school, but many parents today want more for their children.

At age five, when most children begin school, the costs of child rearing begin to escalate.  About forty percent of the total expense of raising a child occurs between the ages of twelve and seventeen, which is good news for early planners who will benefit by beginning a savings program when their children are preschoolers.

Now is the time to arm yourself with information about how to prepare for your family’s future and to begin the steps to turn your plans into reality.

Begin by determining your financial condition.  Before you can plan intelligently for your child’s future, it’s necessary to have a firm grasp of your present financial situation.  It’s impossible to plan for the future if you don’t know what’s going on now.

Figuring out your net worth can be a very revealing exercise.  Draw a line down the center of a piece of paper.  Label assets on the left side and list them; include cash in checking and savings accounts, equity in owner-occupied real estate, bonds, stocks, cars and investment real estate.

Under liabilities on the right side, list mortgages outstanding, installment loans for cars, appliances or furniture, revolving credit card balances for department stores, and professional services such as medical and dental.  Include past due accounts and charity donations.

Then add up each column.  If you subtract your liabilities from your assets, you’ll have your net worth.  Don’t worry if your figures aren’t precise, just the fact that you’re sitting down with pen, paper, and calculator makes it all the more likely that you’ll take firm action when planning your child’s financial future.

Making a simple monthly budget to determine how you are spending your income can be another eye-opener.  By listing your income and your spending, you can highlight the areas where changes can be made.  For example, you may be surprised to find out how much you spend on long distance phone calls or how often you eat out.  Seeing those figures in black and white may spur you to reduce your expenditures, and channel the money to your savings account instead. 

An important component of planning for your child’s future is having something definite to reach for. Setting goals gives your planning form and shape. Rank your goals by priority. A college education for your child? Ballet lessons? Braces? A two week vacation every year?

How are you going to pay for what you need and want? Since saving money under the mattress probably won’t help you to achieve your goals, most people look for a way their money will grow-that means investing.

Simply put, investing means committing money with the expectation of a profit. All the planning you’ve done up till now will determine the kinds of investments you choose. Successful investors will analyze their own situations in terms of income, monthly cash requirements, and net worth over the years. They will also determine how much risk they can live with comfortably. If you want liquidity and safety, stick with money market funds, insured certificates of deposit, U.S. Treasury bills and bonds, fixed annuities, and equity in your home.

High quality stocks, high grade corporate and municipal bonds, and investment real estate traditionally provide income and/or long-term growth. High risk investments include options, futures, tax investments, and undeveloped land.

Because there are so many investment choices available, it’s important to educate yourself on which ones are best suited for your situation. Resources for self-education include seminars and classes offered through adult education programs at local high schools and junior colleges, YMCAs, and public libraries. Newspaper and magazine articles probably provide the most timely written information on investments. It’s imperative to educate yourself, because no one will look after your family’s interests as well as you will.

Unless you have a large income [over $100,000] and a complicated tax situation, you probably don’t need to hire a financial planner. If you decide you do need a financial planner, be wary of know it all types. No one person can be an expert in all aspects of investing and estate planning. Use the same caution you employed when choosing your doctor and attorney.

If you do decide to invest, commercial banks, brokerage firms, and savings and loans will be competing for your business. Since deregulation, U.S. banks and thrift institutions [noncommercial banks, savings and loans, and mutual savings banks] have expanded their lending and investment opportunities to become more competitive with brokerage firms, which traditionally have offered a wide variety of financial services.

Since saving for their children’s college education is a common goal of many parents, investment programs specifically geared to that end are springing up everywhere. Some institutions will send you a computerized education savings analysis based on information you give them. The analysis is usually free, but of course the bank is hoping you will use their service.

A typical analysis will look at your child’s age, number of years before his college education begins the percentage of college costs that you will pay, your estimated taxable income and its probable rate of growth, and other factors. This information is the basis for the institution’s analysis of how much money you will need and when you will need it.

A certificate of deposit [CD] is one investment vehicle available. A CD is a time deposit that cannot be withdrawn without penalty before a specified maturity date. The minimum deposit for seven to thirty-one day accounts is $1,000. The law requires no minimum deposit in accounts with maturities of more than thirty-one days, but individual banks may have their own minimum deposit requirements.

Other financial instruments you may encounter include:

• Bonds. A fixed income security that represents a loan to the bond issuer. The bondholder usually receives semi-annual interest payments. Corporate bonds are issued by private companies; municipal bonds are backed by specific revenues and are exempt from federal income taxes.
• Money Market Deposit Accounts. These enable banks and thrift institutions to compete with money market mutual funds. These interest-bearing accounts are insured and offer limited transaction privileges, such as check writing.
• Mutual Funds. Pooled investments that are professionally managed. A money market fund is a mutual fund that typically invests in short-term securities, such as treasury bills. Mutual funds are not insured.
• Stocks. Ownership interest in a corporation, entitling the stockholder to voting rights and a part of the corporation’s earnings [dividends].
• Treasury Securities. The U.S, Treasury issues bills, bonds, and notes. Each is sold at a discounted face amount and cashed in for a full face value at maturity. Lengths of maturity vary.
• Zero-Coupon Bonds. These corporate or government issued bonds are sold at deep discounts from face value and pay no interest until maturity [hence their name]. Zeros have become popular for college investing because the maturities can be staggered, so that some will mature during each of the years you’ll have children in college.

So its time to potty train your child, I know what your thinking! How am I ever going to do this? This is one of the great joys of parenthood; it can be a very difficult step in your child’s development. A child is ready to be potty trained anywhere between 11/2 to 3 years old and you will usually get clues as to when your child may be ready like showing an interest in the potty or wanting to wear “big kid” underwear. Everyone eventually gets the hang of it, it’s very unlikely that your child will go to high school with a diaper on so don’t worry too much, but if you need a little extra help here are some potty training tips to get you child on the road to going on his own. First let’s talk about the don’ts of potty training your child:

• Don’t force potty training on your child. Forcing your child to go will only create an atmosphere that he or she may be scared of and you will face more resistance.
• Don’t start potty training when a big life even is going on, stress, good or bad can be bad for potty training. Wait until life settles down so that your child will associate potty training with structure and routine. Don’t make accidents a big deal.
• Don’t get mad or upset, make sure they know that its natural and everyone does it and take the opportunity to show them the potty and explain to them that this is where they need to go next time. By getting angry or making it a big deal when your child ahs an accident it will actually reinforce it and may cause more accidents.
• Don’t expect your child to be trained to last through the night anytime soon. It is completely normal for bedwetting to happen up to age four.
• Don’t discount your child’s fears about potty training. Some children will be afraid of the sound of the toilet flushing, they might not understand where the toilet is going too, or they may be afraid to fall in. Explain and be patient with them no matter how silly the fear is.
• Don’t try to set a deadline, or a day that your child must be potty trained by. Each child is different and it may take some a week and others a year. Programs that promise your child will be trained in 7 days only leave the parents and children feeling as if they failed.

Ok now we can move on to what you should do:

• First you need to help your child recognize the signs of having to go to the bathroom. Usually your child will tell you after they have already done their business but this is a good sign that your child is starting to understand this bodily function. Make sure to praise your child for telling you and tell them to try and let you know next time before they go.
• Make trips to the potty a routine thing. If your child acts like he needs to go take him to the potty and let him sit but only for a few minutes at a time. If your child resists strongly do not force him to stay. Take your child at the same times everyday like first thing in the morning, after eating, after naps and before bed.
• Teach your child good hygiene and explain the purpose of bodily waste. Let your child know how to wipe properly (girls should wipe front to back to avoid bringing germs from the rectum to the vagina) and teach them to wash their hands after using the potty.
• Encourage the use of training pants and underwear.

It may seem impossible in the beginning but if you take it slow and pay attention to your child’s needs you should have no problem. Trust me this probably won’t be the biggest challenge you face with your child.

Whenever your child is ill, your observations of what’s going on are very important. When you are assessing your child’s illness, you’re really looking at two different things-signs and symptoms. These terms have specific meanings to your doctor.

A symptom is something a patient complains about. A sign is something the doctor [or you] can see, measure, hear, taste or smell. So, if your child complains of her ear hurting, that’s a symptom; if she’s pulling on her ear, that’s a sign. Signs and symptoms are indications of illness, but they are not illnesses themselves. When your doctor treats your child, he or she may treat the signs and symptoms of the illness, the illness itself, or both. For example, aspirin or acetaminophen is frequently given to a child with a fever, either may reduce the fever, but neither affects the underlying illness causing the fever. However, an antibiotic given to your child when he has an ear infection, actually helps the body to fight off the infection and, so, is treating the illness. The earache [a symptom] and the fever [a sign] will go away because the infection [the illness] is being treated. Most of the medicines you can buy in the drugstore without a prescription treat symptoms but doesn’t treat the illness itself. So the “cold” medicine you may buy for your child doesn’t make the cold go away any more quickly, but they may make your child feel a little better. There’s an ongoing debate about treating signs and symptoms of common illnesses. Some doctors believe that unless the signs and symptoms are severe, you’re better off not treating them. Some of the symptoms of an illness may actually be beneficial and speed recovery. Every medicine has side effects, and sometimes these can be worse than the illness itself.

I can’t thank my family enough for throwing me a beautiful baby shower. They went all out - the pink and blue cake, homemade food, plates and napkins with baby buggies on them, the favors, the diaper cake, the surprise - the whole nine yards. My little girl has all pink dresses and rompers, purple bedding, fleece blankets in every sweet pastel color and enough plush toys to carry her through toddler hood. But, it was my office friends, the ones who threw me the “clean-up” baby shower, that I really need to thank. You know what a “clean-up” shower is - it’s the second baby shower, the one your “work” friends throw. They are never sure what to buy because your registry has been purchased, and you keep assuring them you have everything you could possibly need. Well, that’s what you think!  My friends at the office decided to throw a theme shower. The theme was entitled “Books and Butts.” Invitations were simply sent out via email with the poetic request that all gifts fit the theme. All of my presents were geared at keeping baby’s butt clean and dry and keeping Mommy sane with books for Daddy and baby to share! Granted, opening presents didn’t have the same “WOW” factor, and I would later find writing thank you notes to be a bit monotonous, but each gift presentation came with advice from seasoned professionals. Each mom in the room offered her opinion as to the best diaper brand, the most economical baby wash or which story to read when my not-yet-born turns three and asks how babies are made! My beautiful little girl is now 7 weeks old, and I have yet to buy a pack of diapers. Thanks to my friends, I know what brand works best for my little one’s bottom, after trying out every brand offered. Thanks to my friends, my husband has yet to make a midnight run for baby wipes. Thanks to my friends, I fear no diaper rash, and thanks to my friends, my little one has a library that rivals her Mommy’s. My friend, the one who threw me the baby shower, is now pregnant for the first time with her own little one, and I can’t wait to return the favor. Now, a seasoned mom myself, I will send an email around the office, gather my advice, buy her my idea of the best brand of diapers on the market and be ready to tell her exactly why they are so. I will give her the best titles in baby books and smile knowing that whether she realizes it or not, this is the best baby shower anyone could ever have!